Motor Insurance

Our insurers provide comprehensive cover for your vehicle against risks such as theft, hijacking, accident, fire and third party liability. All vehicles owned, leased or hired by your business are covered under one policy. The types of vehicles that we insure include the following: Private cars, Business motor vehicles, Light Delivery vehicles, Business trucks, Bus Operators, Haulage Trucks, Uber vehicles, Bolt / Taxify Vehicles, Private Taxis, etc. 

Comprehensive cover: Provides cover for loss or damage to the vehicle, Medical expenses as well as Passenger Liability.

Third Party, Fire and Theft cover: Cover is limited to Fire, theft and third party liability only.

Third Party Only cover: Cover is limited to Third Party Only.

Property Insurance

We provide insurance for company assets such as buildings, fixtures and fittings, plant and machinery, stock-in-trade and office contents. Cover include damage by fire, lighting, explosion, and weather elements like floods, storm and hail.

Our clients include the following: property owners, schools, churches, hospitals, manufacturers, wholesalers, distributors, event managers, IT companies, processing companies, retailers, consulting companies, financial service organisations, non-profit organisations, office complexes, sectional title residential houses, estates, farms, shopping complexes, government departments, state owned companies, construction companies, municipalities

Business Interruption Insurance

We provide insurance for business interruption which is loss of profits or the reduction in income as a result of damage or loss at your business premises. Disasters such as fire can cause massive damage to insured property.

This damage is insured under your fire policy. However, the business will struggle to regain its operational level as it was before the loss. During this time, the company will suffer reduction in income due to a decline in sales or alternatively, profits will decline due to increased expenses.

Business interruption will provide cover for the following expenses:

  • Loss of gross profit
  • Rentals
  • Wages
  • Penalties for breach of contracts
  • Fixed expenses
  • Additional costs of working such as overtime wages

Money Insurance

We provide insurance to cover loss of or damage to money whilst it is at the insured premises, for example, theft of money in the till or damage to bank notes, money in transit, money at the premises of any director of the company or money with the director of the business travelling on business. This type of insurance is normally required by those business which handle cash and other financial instruments at their premises.

Our clients include the following:

  • Shops
  • Retailers
  • Wholesalers
  • Dealerships
  • Restaurants
  • Services Stations

Office Contents Insurance

We provide insurance for contents inside the insured building such as documents, electrical equipment and office furniture. The insurance policy also covers rent and legal liability. We cater for all businesses operating in an office set-up.

Buildings Combined Insurance

Buildings Combined Insurance provides cover for buildings, out buildings, fixtures and fittings, rent, public liability and burst or accidentally damage to geysers as well as public supply connections.

Our clients include the following entities: Property Owners, Schools, Churches, Offices, Hospitals

Theft Insurance

This insurance will protect your business against theft by people who are not employees. The theft must be as a result of theft accompanied by forcible and violent entry into, or exit from the building. The company can recover property or money stolen as well as property damaged during the forcible and violent entry into the premises. For any business which keeps valuable property at their premises, either temporarily or permanently.

Trustees Liability Insurance

Trustees are engaged to manage funds and or business on behalf of other parties. Trustees insurance will offer financial security for risks which might occur during their tenure of office such as theft, fraud, errors and omissions as well as professional negligence.

Our clients include the following:

Trustees are engaged to manage funds and or business on behalf of other parties. Trustees insurance will offer financial security for risks which might occur during their tenure of office such as theft, fraud, errors and omissions as well as professional negligence.

Our clients include the following: Pension Fund Trustees, Body Corporate / Sectional Title Trustees

Goods in Transit

Goods transported from one place to another are exposed to various risks of loss, damage or theft as a result of accidents, fire, weather elements or hi-jacking. Insurance provides security for financial loss suffered during the transit, including loading and unloading of the goods at departure and destination points.

Our clients include the following: Importers and exporters, Clearing agents, Transporters, Haulage transport companies, Courier companies, Wholesalers, Retailers, Manufacturers, Distributors of raw materials and finished goods

Group Personal Accident

Employees can be affected by accidents which can cause injury, harm, loss of limps, permanent disablement, temporary disablement and death. The Group Personal Accident policy allows the employer to provide financial protection and compensation to employees who might be affected by accidents. All employers who care about the wellbeing of their employees.

Business All Risks

This insurance provides protection against loss of, or damage to portable business equipment whilst anywhere in the world. Such portable business equipment includes laptops, cell phones and cameras, among others.

Our clients include the following: Business executives, Professionals, Sports professionals, Medical professionals, Film and entertainment industry, Business travelers

Get in touch with us